Insurance Services / Business / Auto Garage Insurance

Auto Garage Insurance

You have the knowledge, experience and skills to get your customer’s vehicles back on the road. Just as they depend on you to get their vehicles up and running, you can depend on Naccarato Insurance to keep your shop up and running in the event of a loss. Protecting our assets and potential liabilities by securing insurance is
something we know we need to do. As with any other business expense, it does not hurt to review your options on a periodic basis. At Naccarato Insurance we take the unique approach of completing a survey with you to assess your insurance wants and needs. We then develop a program that meets your specific needs. Our survey typically uncovers gaps or overlaps in coverage that ultimately affect your bottom line. Our goal is to always deliver an insurance program that will be comprehensive and cost effective.

Coverages Offered:

Property Coverage:

Equipment Breakdown
Cost of Construction
Green building coverage enhancements
Replacement cost on Building and Personal Property
Building Foundation
Business Computers
Mechanic’s tools & equipment
Business Income – Actual Loss for up to 12 months

Garage Liability Coverage:

Blanket Additional Insured
Broad Form Products
Customer’s property
Advertising and Personal Injury Liability
Product recall expense
Separate aggregate liability limit per location
Garagekeepers – Direct Primary
Primary coverage while operating customer’s vehicle

Optional coverages:

Installation property
Mobile equipment
Property in transit
Employee tools & equipment
Auto liability for dealers
Physical damage for cars held for sale
Professional Liability
Employment Related Practices Liability
Umbrella/Excess Liability
Workers Compensation

Value Added Services:

Full Loss Control Services
Premises liability reviews
Engineering Services (infrared testing of electrical panels)
Professional Insurance Consulting

  • Contract reviews
  • Building Lease reviews
  • Equipment lease reviews
  • Safety assessments